Transfert de PEA depuis Bourse Direct

2021.12.06 07:40 GODZILLAFLAMETHROWER Transfert de PEA depuis Bourse Direct

Quelque chose d'amusant vient de m'arriver.
Je m'apprête à maxer mon PEA dans les 2 ans à venir, pour l'instant il est à 1k, chez boursedirect. J'ai toujours détesté l'interface déglinguée ainsi que quelques périodes où le site devenait inaccessible. J'ai beaucoup de mal à leur faire confiance pour une somme plus importante, d'où ma résistance à verser quoi que ce soit de plus sur ce PEA. Je suis tombé sur du FUD à leur sujet de plus, des difficultés à sortir des sommes importantes et délais pour résoudre des problèmes.
J'ai décidé de le transférer vers une autre banque, où les frais sont plus importants mais où je serais plus rassuré.
Après ma demande, voilà le message que mon 'Conseiller' m'a envoyé:

Bonjour Monsieur X,
Nous vous confirmons que nous avons bien réceptionné la demande provenant de BANQUE_X. Cependant, cette dernière est signée électroniquement, Bourse Direct n'accepte pas ce type de signature. De ce fait, il est nécessaire de nous renvoyer la demande signée manuellement ou une demande écrite faisant figurer le souhait de transfert votre compte vers BANQUE_X et votre solde espèces est insuffisant pour prélever les frais de transfert.
À votre disposition,
Bonne journée,
L'ouverture du PEA a bien entendu été signée électroniquement, aucun soucis. Pas possible de donner le solde nécessaire non plus, un simple 'insuffisant' c'est plus pratique.
Bref, ça renforce totalement ma décision de ne pas leur confier plus de thunes. Histoire de les emmerder un peu et parce qu'ils ont une pratique déloyale consistant à rendre difficile d'accès l'IBAN des PEA chez eux, voici un petit guide:
Retrouver l'IBAN de son PEA chez BourseDirect Comme la plupart des banques il semblerait, obtenir l'IBAN de son PEA est impossible sur le site ou une quelconque communication de leur part (relevé, etc). Si on a envie d'attendre après le support (2 jours ouvrés), il doit être possible de l'obtenir via la messagerie interne.
Autrement si on a pas envie de dépendre de leur bonne volonté, il peut être retrouvé à partir de plusieurs infos:
Le Code Banque et Code Guichet sont donnés sur la page 'Virement entrant': Code Banque: 31489 Code Guichet: 00010
Ensuite le 'numéro de compte' pour le PEA est donné dans le menu déroulant: 508TIXXXXXXXXXXXEUR
Je ne sais pas si '508TI' est commun à tous les comptes, mais le numéro de compte est la partie en 'XXX': 11 chiffres, vraisemblablement commençant par plusieurs zeros.
Ces trois infos permettent de générer la clé IBAN ici: https://www.iban.fcalcul-de-la-cle-rib.html
Concaténer le tout, ça donne l'IBAN à donner à la nouvelle banque pour qu'elle initie le transfert.
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